P2P Lending Overview And Bonus Offers

This page gives you an overview of some peer-to-peer lending marketplaces, lists current cashback/bonus offers and guides investors on how to apply in order to take advantage of them. Many of the best  European peer-to-peer lending platforms offer sign up bonuses and cashback offers as a form of a marketing campaign.

If you take advantage of an offer remember that you are not only supporting the blog but you also jumpstart your returns. Just remember that a rich cashback bonus should not be the only reason to sign up.

Crowdestor Referral Bonus

crowdestor banner

Rates: 12-36%
Liquidity:
Moderate
Buyback Guarantee: No, as usual with these kinds of investments
Loans: Business/Real Estate Crowdfunding
Duration: 3-18 Months
Min. Investment: €100
Currencies: EUR
Secondary Market: No
Auto-Invest: No
Fees: No Fees
Deposits: Bank transfers

Offer: Click here to sign up to Crowdestor and get an exclusive 0.5% bonus for any investment you make during the first 180 days.

You can also check my Crowdestor Review here.

Mintos Cashback Campaign

mintos baner 12

Rates: Up to 14% in EUR, 18.5% In other currencies
Liquidity: High
Buyback Guarantee: Yes, after 60 days
Loans: Individual, Business, Real-estate
Duration: 1 Week – 20 Years
Min. Investment: €10
Currencies: EUR, DKK, GBP, GEL, KZT, PLN,  RUB, SEK
Secondary Market: Yes
Auto-Invest: Yes
Fees: No fees, except foreign exchange
Deposits: Bank transfers

Offer: 1% cashback paid after 30, 60 and 90 days on the amount invested after registration using this link. You can also read my review of Mintos here.

Envestio Cashback Campaign

Envestio Banner

Rates: 15-24%
Liquidity:
Moderate/Low
Buyback Guarantee: Yes, Partial
Loans: Crowdfunding of Business and Real-Estate Loans
Duration: 2-12 Months
Min. Investment: €100 min deposit but you can invest in projects from €1
Currencies: EUR
Secondary Market: No, but Envestio says it will be introduced soon. Early exit available now for a 5% penalty.
Auto-Invest: No
Fees: The only fee is for withdrawals for less than €5 which is €2. For withdrawals of €5 and more it’s free of charge.
Deposits: Bank transfers

Offer: First deposit bonus of  €5 after your first min €100 investment plus 0.5% cashback from each investment made during the first 270 days after registration using this link. You can also read my review of Envestio here.

Lenndy Cashback Campaign

lenndy banner

Rates: 12% + Bonus for large investments
Liquidity: Good
Buyback Guarantee: Yes, 60 days
Loans: Personal/ Car/ Mortgage Loans
Duration: 3-30 Months
Min. Investment: €10
Currencies: EUR
Secondary Market:
No, but you can sell the loan back to Lenndy for a 5% fixed fee
Auto-Invest:
Yes
Fees:
No fees
Deposits:
They recently added Bank deposits as opposed to PaySera transfers that were available up until recently

Offer: When you register with my link and invest 100 EUR or more (not necessarily into one loan) – you a 10 EUR bonus. The money will be sent to you immediately after the investment is done. You can also read my review of Lenndy here.

EstateGuru Cashback Campaign

estateguru banner

Rates: 10-11%
Liquidity: Low
Buyback Guarantee: No, as usual with these kinds of investments
Loans: Real Estate/Construction
Duration: ~12-18 Months
Min. Investment: €50
Currencies: EUR
Secondary Market:
No
Auto-Invest:
Yes
Fees:
No Fees
Deposits:
Bank deposits

Offer: 0.5% cashback from each investment made during the first 3 months after registration using this link. You can also read my review of EstateGuru here.

October Cashback Bonus Campaign

october logo

Rates: 2.5-9%
Liquidity: High
Buyback Guarantee: No, as usual with these kinds of investments
Loans: Business Loans
Duration: 3-84 Months
Min. Investment: €20
Currencies: EUR
Secondary Market:
No
Auto-Invest:
No
Fees:
Recovery Fees if the debt is assigned to their recovery partners
Deposits:
Bank transfers, Credit Card

Offer: €20 bonus once you have invested at least €500 registering using this link.

DoFinance Cashback Campaign

dofinance banner

Rates: 5-9%
Liquidity: High
Buyback Guarantee: Yes, after 1 day
Loans: Short-term consumer loans
Duration: 7 Days – 60 Months
Min. Investment: €10
Currencies: EUR
Secondary Market: Yes
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

Offer: VIP Status = 10% plan available, 1% cashback from each investment made during the first 90 days after registration using this link.

Bondora Cashback Campaign

bondora banner

Rates: Virtually up to 76,91% but there is a high default ratio
Liquidity: High
Buyback Guarantee: No
Loans: Consumer loans
Duration: 3 – 60 Months
Min. Investment: €5
Currencies: EUR
Secondary Market: Yes
Auto-Invest: Yes
Fees: Debt collection agency, state, court and lawyer fees only on cash recovered
Deposits: Bank transfers and Credit/Debit card payments

Offer: €5 bonus right after sign up using this link after your first deposit (any amount) and €10 after investing at least €1,000. I only recomend using Go&Grow at Bondora.

NeoFinance Bonus Campaign

neofinance banner

Rates: Average interest Rate is 17.48%
Liquidity: Good
Buyback Guarantee:
Partial BuyBack + Provisional Fund
Loans:
Loan Refinancing, Debt consolidation, House Repair
Duration:
6-60 Months
Min. Investment:
€10
Currencies:
EUR
Secondary Market:
Yes
Auto-Invest:
Fees:
Some low fees if you request paper copies of statements, certificates, etc.
Deposits: Bank transfers

Offer: You will receive €25 sign up bonus for investment after registering using this link (no investment needed).

Flender Cashback Campaign

flender banner

Rates: Up to 10.5%
Liquidity: Low
Buyback Guarantee: No, as usual with these kinds of investments
Loans: Business Loans
Duration: 12-36 Months
Min. Investment: €50
Currencies: EUR
Secondary Market: No
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

Offer: 5% of any investments you make in their first 30 days using this link.

Iuvo Cashback Bonus Campaign

iuvo group banner

Rates: Up to 15%
Liquidity:
High
Buyback Guarantee: Yes, but only principal. Also, the delay varies between 30 and 60 days.
Loans: Personal, Mortgage, Business Loans
Duration: 1-60 Months
Min. Investment: 10 EUR, 10 BGN, 25 RON
Currencies: EUR, BGN. RON
Secondary Market: Yes
Auto-Invest: Yes
Fees: The only fee is when you sell a loan in the Secondary Market and that is 1% of the amount
Deposits: Bank transfers

Offer: €30 EUR bonus if you make a €1,000 investment on the primary market plus an additional €60 if there is an additional deposit and the total amount invested is at least €2,500. To qualify for this offer I will need to refer you manually, so if you are interested in signing up send me an email to peter.p2pincome@gmail.com with your first, last name and email and will add you manually. To check iuvo’s website click herehereherehere.

Grupeer Overview

grupeer baner

Rates: 10-14%
Liquidity: Satisfactory
Buyback Guarantee: Yes, after 15 or 60 days
Loans: Business Loans, Development Projects
Duration: Currently, 8-15 Months
Min. Investment: €10
Currencies: EUR
Secondary Market: No, will be introduced later
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

Grupeer does not offer any cashback bonus for the referred party but if  you like Grupeer and would like to support the blog, I would appreciate it if you could sign up using this linkYou can also read my review of Grupeer here.

PeerBerry Overview

peerberry baner

Rates: 11-12.4%
Liquidity: High
Buyback Guarantee: Yes, after 60 days
Loans: Mostly short-term personal , a few real estate and auto loans
Duration: Most of the loans are for less than a month
Min. Investment: €10
Currencies: EUR
Secondary Market: No
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

PeerBerry does not offer any cashback bonus for the referred party but if you like PeerBerry and would like to support the blog, I would appreciate it if you could sign up using this link. You can also read my review of PeerBerry here.

ViaInvest Sign Up Bonus

viainvest baner

Rates: 9-11%
Liquidity: High
Buyback Guarantee: Yes, after 30 days
Loans: Short-term personal loans
Duration: Most of the loans are for less than a month
Min. Investment: €10
Currencies: EUR
Secondary Market: No
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

Offer: Earn a 10 EUR bonus after signing up using this link and investing at least 50 EUR. You can also read my review of ViaInvest here.

BulkEstate Overview

bulkestate banner

Rates: 12-18% Plus Bonuses for large investments
Liquidity: Low
Buyback Guarantee: No, as usual with these kinds of investments
Loans: Real Estate Crowdfunding
Duration: 6-18 Months
Min. Investment: €50
Currencies: EUR
Secondary Market: No
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

BulkEstate does not offer any cashback bonus for the referred party but if you would like to support the blog and like BulkEstate, I would appreciate of you could sign up using this link. You can also read my review of BulkEstate here.

FastInvest CashBack Campaing

FastInvest Banner.gif

Rates: Up to 15% for EUR and 16% for PLN
Liquidity: High
Buyback Guarantee: Yes (3 days)
Loans: Consumer Loan
Duration: 1-12 Months
Min. Investment: €1
Currencies: EUR, PLN
Secondary Market: No (Early Exit without Interest or penalties Guaranteed)
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

FastInvest does not offer any cashback bonus for the referred party but if you would like to support the blog and like FastInvest , I would appreciate of you could sign up using this link. You can also read my review of FastInvest here.

CrowdEstate Overview

CrowdEstate Banner

Rates: Around 16%
Liquidity:
 Low
Buyback Guarantee: No, but it’s common with these kinds of investments
Loans: Business/Real Estate Crowdfunding
Duration: 5-42 Months
Min. Investment: €100
Currencies: EUR
Secondary Market: Yes
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

CrowsEstate does not offer any cashback bonus for the referred party but if you like CrowsEstate and would like to support the blog, I would appreciate it if you could sign up using this link. You can also read my review of CrowdEstate here.

Kuetzal Promo Code and Cashback Offer

Rates: Up to 21%
Liquidity:
 Good
Buyback Guarantee: Yes
Loans: Business/Real Estate Crowdfunding
Duration: 12 to 48 Months
Min. Investment: €100
Currencies: EUR
Secondary Market: No (Early exit available with 10% fee)
Auto-Invest: No
Fees: No Fees
Deposits: Bank transfers


Offer: 0.5% cashback from each investment made during the first 180 days after registration using this link. You can also read my review of Kuetzal here. Also, make sure to use the promo code “P2PINCOME″ to get 15€ free for your first investment.

RoboCash Overview

robocash banner

Rates: Fixed 12%
Liquidity:
 High
Buyback Guarantee: Yes
Loans: Short-Term Microloans
Duration: 7 to 30 Days
Min. Investment: €10
Currencies: EUR
Secondary Market: No
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

RoboCash does not offer any cashback bonus for the referred party but if you like RoboCash and would like to support the blog, I would appreciate it if you could sign up using this link. You can also read my review of RoboCash here.

Swaper Review and Bonus Offer

swaper banner

Rates: Fixed 12% or 14%
Liquidity:
 High
Buyback Guarantee: Yes
Loans: Mostly Short-Term Loans
Duration: Around One Month
Min. Investment: €10
Currencies: EUR
Secondary Market: No
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

Offer: If you register at Swaper and invest over 5,000 Eur you will be eligible for an extra 2% interest rate on your investments. You can read more details and my Swaper review here.

ReInvest24 Overview

ReInvest24 Banner

Rates: Around 14% from Rental Yield and property value appreciation
Liquidity:
Moderate
Buyback Guarantee: No
Loans: No Loans,Real Estate Investment
Duration: –
Min. Investment: €100
Currencies: EUR
Secondary Market: No
Auto-Invest: No
Fees: 2% from entry and 10% from monthly rental yield for operating the rental property. The 10% fee is already deducted from the “net rental yield”.
Deposits: Bank transfers

ReInvest24 does not offer any cashback bonus for the referred party but if you like ReInvest24 and would like to support the blog, I would appreciate it if you could sign up using this link.

Bondster Cashback Bonus

bondster logo

Rates: Up To 13.5%
Liquidity: Sufficient
Buyback Guarantee: Yes (30 or 60 Days)
Loans: Short-Term Personal and Business Loans
Duration: 10 Days to 12 Months
Min. Investment: €5
Currencies: EUR
Secondary Market: No
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

Offer: 1% cashback paid after 30, 60 and 90 days on the amount invested after registration using this link. You also have to use promo code “P2Pincome” to be eligible for the offer.

Ekassa Sign-Up Bonus

ekassa banner

Rates: Up To 12%
Liquidity: Sufficient
Buyback Guarantee: Yes (60 Days)
Loans: Short-Term Personal and Business Loans
Duration: 10 Days to 12 Months
Min. Investment: €5
Currencies: EUR, PNL
Secondary Market: No (Early exit available with 1% fee)
Auto-Invest: Yes
Fees: No Fees
Deposits: Bank transfers

Offer: An additional 1% for the first investment you make in the Guaranteed product. It is an additional income rate to the standard rate in the Guaranteed product. You can earn that by signing up using my link.

Monethera Cashback Review

monethera review banner

Rates: Around 19%
Liquidity: Sufficient
Buyback Guarantee: Yes / Partial
Loans: Short-Term Personal and Business Loans
Duration: 6-12 Months
Min. Investment: €100
Currencies: EUR
Secondary Market: No (Early exit available with 5% fee)
Auto-Invest: No
Fees: No Fees
Deposits: Bank transfers

Offer: First deposit bonus of  €5 after your first investment plus 0.5% cashback from each investment made during the first 90 days after registration using this link. You can also click here for my in-depth Monethera review.

BrickStarter Cashback Offer

brickstarter review

Rates: Around 10-12%
Liquidity: Sufficient
Buyback Guarantee: No
Loans: Real Estate
Duration:
Min. Investment: €50
Currencies: EUR
Secondary Market: No
Auto-Invest: No
Fees: No Fees
Deposits: Bank transfers

Offer: You will get €15 extra for investing and 0.5% cashback from investing during 90 days after registration using this link. Make sure to use code BRICKS.

Lendermarket Cashback Promo Offer

Rates: Fixed at 12%
Liquidity: Sufficient
Buyback Guarantee: Yes, 60 Days
Loans: Personal Loans
Duration: 5 days -5 Years
Min. Investment: €10
Currencies: EUR
Secondary Market: No
Auto-Invest: No
Fees: No Fees
Deposits: Bank transfers

Offer: 1% cashback from each investment made during the first 60 days after registration using this link. You can also read my Lendermarket Review.

WiseFund Bonus Cashback Offer

wisefund banner

Rates: Around 19-21%
Liquidity: Sufficient
Buyback Guarantee: Yes, 60 Days
Loans: Business Loans
Duration: 4-8 Months
Min. Investment: €10
Currencies: EUR
Secondary Market: No (Early exit available on some projects)
Auto-Invest: No
Fees: No Fees
Deposits: Bank transfers

Offer: 0.5% cashback from each investment made during the first 270 days after registration using this link. You can also see my WiseFund Review.

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